Appraisal services for Anchorage and Anchorage County homeowners

Check out the top seven reasons why AK homeowners use Apex Appraisals:

  1. Find the right listing price (whether they're selling the home themselves or using an agent)
  2. To challenge a AK property tax assessment
  3. Remove PMI to reduce your monthly mortgage payment
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a AK divorce, where real estate needs to be divided
  7. To settle an estate in Anchorage county or AK by determining the true market value of real estate in question

Own a house in or near Anchorage, AK and need help deciding the price of it?
Contact Apex Appraisals.

We at Apex Appraisals understand the individual needs of a homeowner looking for appraisal services. Our usual business clients understand the appraisal process and the usual documents we provide. Being a homeowner that ordinarily doesn't look at appraisals on a regular basis,we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we document our conclusions.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own house because you probably have an emotional attachment to it. Professional appraisers, like the ones at Apex Appraisals, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just how much your home is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value estimation than yours.

Need to cancel PMI?

A fashionable way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We are experienced in helping folks just like you do away with undesirable PMI insurance.

Challenging Anchorage county's assessment of your property

Your local tax assessor may have your house overvalued if you live in an area that is going down or is not appreciating as much as other houses nearby. This only means you're most likely paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from Apex Appraisals is your perfect weapon when challenging your property tax assessment.

HELOC recently frozen?

If your property is close to a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be annoying from a cash flow standpoint, and negative on your credit score since it may appear as though that credit line is maxed out. An appraisal from Apex Appraisals can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you'd prefer to have a seasoned professional double-check it for preciseness or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. While typically requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your property.